Cartagena Property Tax 2026: Dates, Discount and Payment
Cartagena’s 2026 property tax was due without interest by 31 July. Discounts reached 20% through 1 April, depending on property use and earlier debt. (Decree 2289 of 2025, article 2)
Who it applies to
This guide covers this city’s property tax. For the general rules, see property tax for foreign owners.
Steps to get the bill and pay
- Open Cartagena Hacienda.
- Select property tax (Impuesto Predial Unificado) or the tax portal (Portal Tributario).
- Retrieve the bill using the property details.
- Match the cadastral reference and registry folio to your records.
- Check the tax year and each charge.
- Use the portal’s online payment option.
- Save the receipt.
Costs and interest
The property bill shows the amount due. Check the tax, any surcharges and any interest as separate items. This guide does not calculate an assessment for your case.
Article 2, paragraph 1 applies interest to unpaid tax from 1 August 2026. Request an updated bill when paying after the general deadline.
Documents and owners abroad
The official payment guidance calls for checks of the property reference, registry folio, areas and owner name. Have the previous bill and those details ready. The opened sources do not confirm accepted foreign ID types. Ask Hacienda about a seller’s name or passport-based record.
Where to ask
Hacienda’s guidance lists the La Matuna and Castellana Real offices and correction channels. For purchase records, see buying property in Cartagena.
2026 deadlines and discount
Checked October 25, 2026.
| Property status | Through 1 April 2026 | 2 April through 28 May 2026 |
|---|---|---|
| Residential, earlier years clear | 20% | 10% |
| Residential, earlier debt unpaid | 10% | 5% |
| Non-residential, earlier years clear | 13% | 7% |
| Non-residential, earlier debt unpaid | 7% | 2% |
In the table, clear means no debt for 2025 or earlier years as at 31 December 2025. The discount requires full payment for 2026 by the deadline. It excludes the environmental surcharge. These discount periods have ended.
Common mistakes
Using another city’s calendar, paying the wrong year or treating a bill as a receipt can leave an unpaid balance. If someone else pays, request the official receipt.
Exceptions
Partial payments can earn a discount if they reach the full amount by the benefit deadline. The rate follows the date when payment becomes complete. This does not create a general installment calendar without interest. Decree 0194 of 2026 changed other tax deadlines. It preserved the property-tax rule.
Sources
Official sources checked on 25 October 2026.
- Cartagena: Decree 2289 of 2025
- Cartagena: 2026 calendar and payments
- Cartagena: secure property-tax payments
- Cartagena: Secretaría de Hacienda
- Cartagena: Decree 0194 of 2026
Educational information, not legal or tax advice. These are general rules. Ask a Colombian lawyer or accountant about your case.
Open the owner deadline checker for other dates.
Frequently asked questions
Did every apartment qualify for 20% off?
No. That rate required residential use, the stated debt status and full payment by the first deadline.
Is the environmental surcharge discounted?
No. Decree 2289 excludes it from the incentive.
Does a partial payment preserve the discount?
Only if the payments reach the full amount by the benefit deadline. The rate follows the date of full payment. One partial payment does not reserve it.
Own property in Colombia, or planning to buy? The Colombia Owner Kit (US$79) covers the dates, documents and questions owners face. See what's in it.